Turbo Tax

Saturday, December 19, 2009

Goal Setting for the New Year

The new year is fast approaching.  Have you made your January budget yet?  Remember how we talked about that here?  While we're talking about writing things down for January, why don't we talk about goals for the upcoming year?

I could wait to talk about goals until the New Year is actually here, however we want to think through and plan our goals before the time is actually here.  If you plan to succeed, you will.  If you aim at nothing(no plan), you'll miss every time.  These are all ways of saying that you need to be intentional about your goals.  And your goals must be specific, able to be measured with a time frame.  Do these in writing so that you can break them down into little manageable chunks.   

I have found out that you should have career, financial, physical, intellectual, spiritual, and family goals. Of course with this site being about saving money the main one I will address is financial, however I encourage you to address each one of the areas above.

For your financial goal:  If you aren't debt-free yet, I can't encourage you enough to make that your goal for 2010.  My favorite book to help you in the endeavor is The Total Money Makeover by Dave Ramsey.  I love how he helps you break it down step by step to help you achieve your goals.  We have recently achieved debt-free (except the house) status and we have our 3-6 month emergency fund!  There is such a freeing feeling when that happens!  Even though we don't make a lot and we still need to be careful what we spend, it's so freeing to know that if we have a problem, such as a car breaking down, we have cash to help us take care of it.  That's why I want to be your cheerleader, I know how hard it is, but I also know how it's so worth it!

If you're debt free, AWESOME, I'm so proud of you!  Do you have a goal of something you need to save for as we do, or are you just need to work on the Baby Step you're in?   No matter what your goal is write it down to show yourself why you still want to be frugal with your money and save as much as the grocery store as possible.  It will make it so much easier!

I want to sit down with my husband and go through each of the goal areas above.  Here are some goals I think of off the top of my head, but I am in the same boat, I must sit down and make a step by step plan or I will fail.  I hope to stay accountable through here!

Career - Establish better routines for cleaning our home (I am a home economist after all!) and having a schedule to help me with blogging.

Financial - Save for a vacation and a new vehicle (hubby has taken a part-time job to help with this!)

Physical - I want to become much more active and lose a large portion of weight(Nope, I won't tell you how  much!)

Spiritual - I've been reading through the Bible, I want to finish this in the coming year (it will be my first time    completely through!)

Intellectual - Hmmm...  I need to think about that one, I know I want to grow my mind and I will need to find some good reads(leave me some ideas in the comments please) 

Family - I want to have a family fun night at least once per week

Well, let me know what are some of your goals for the new year?  Also, do you have any ideas for me in my goals?

1 comment:

Amy @ Finer Things said...

A lot of your goals look very similar to mine. Best wishes as you strive to achieve each of them!

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