Turbo Tax

Sunday, January 3, 2010

2010 - The year to learn how to save with coupons! - Post #1




So you want to learn how to save money with coupons and sales? Overwhelmed with where to start? Let's take it one baby step at a time.

For the first thing, pick one store. I'm going to start with CVS because they are so easy, yet confusing when you first start. I'm going to go through the ad for the week and show you how you can get started.  Often you are able to get started without coupons, but this week and next the ads don't have many freebies without coupons.

First of all sign up for an Extra Care Card. It's so easy, just ask the cashier at the store for an application, you'll even get to start using it right away.

    
 This handy, dandy little card is one of the ultimate weapons in your fight to save money!

With ExtraCareBucks (ECBs) you  initially have to spend the money out of pocket, but then you get ECBs printed off at the register to use on your next purchase.

Most of the time I will do a couple of transactions to keep my out of pocket expenses down.  However, when there's a $5 off of $25 coupon or such I will do one big purchase.  The nice thing is that the $25 is BEFORE coupons, so you can actually spend much less out of pocket, while still getting your $5 off!

Here's  a sample transaction for this week:

                       GE Energy Smart Bulb - $2.99 ($2 ECBs)
                                    $1 coupon (1/3 SS)
                       Colgate Toothbrush Buy 1 at $2.99 get $1 ECBs
                                     $1 Printable Coupon - you need to sign up first
                                             Total $4.98 +tax out of pocket get 2 - $2 ECB
                                             coupons on your receipt              
                  
                         So, essentially you've spent $4.98 out of pocket, got $4.00 in ECBs for next week.  Your net price is a $0.98 after ECBs.  The longer you do this the more rewards you see.  Also, some weeks are better than others.  The only freebie without coupons this week is the Crave-NX, but that's not something everyone would necessarily want to use.  As you go along, you just continue to roll ECBs into your next transaction, so your cash flow gets better each time.


2 comments:

Jodi aka One Blessed Mama said...

Okay.. I'm on it.. Mission one extra care card! Thanks Lori!

Mom2fur said...

I hope others find this, as I've been an avid couponer for years now and it has really changed our lives. You are so sweet to do this for others.
My one tip to add regarding CVS would be to always check the end of your receipt, then immediately tear off the ECBs and put them right in your wallet. That way, you have it with you next time. Also, I've never tried this, but I've been told by at least 2 cashiers that CVS will take expired ECBs up to a week late--so it would pay to ask!

 
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